According to the Insurance Information Institute, Colorado ranks 19th in Uninsured Motorists. This means the risks of driving without enough Uninsured/Underinsured Motorist (UM/UIM) Coverage for drivers are higher than in many other states. This safeguard pays for the insured’s bodily injury losses caused by a hit‑and‑run driver, a driver with no automobile insurance, or a driver of an underinsured vehicle
Because this provision is optional in Colorado, insured’s are not always prompted to purchase it. “I have noticed significantly less people buy this coverage when they do not take the opportunity to talk directly with an agent while choosing their personalized Auto Insurance,” states Jennifer Lewis, Agent/Owner of Farmers Insurance- J. Lewis Agency.
With all the information and choices available to consumers, getting down to the specifics of each coverage option can be daunting. Speaking to an agent expert can help find gaps in coverage while alleviating concerns. J. Lewis Agency is currently offering complimentary, no obligation insurance reviews including a $5 gift card to Mugs Coffee!
Contact Jennifer directly at: 970.422.1620/[email protected]/Facebook: @jlewisagency
Reference:
https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists